The Era of Competing with Robots Has Arrived
If robots can do menial work for less than $2 an hour, a minimum wage of $15 p/hr has no future for jobs that are on the scrap list of technology.
Author Archive: Johan Ramakers Ph.D
Free Advice for Some of my Friends
Financially concerned but emotionally committed, 85% of parents boomers would let their offspring move back in, threatening their retirement reserves.
A Commencement Speech That Tells The Truth
Yes the occasion can be festive, but the message in a commencement speech should convey the truth.
Are There Ways out of Student Loan Hell?
With the rapidly increasing cost of college education, tuition needs to be a family budget part from the day the children are born.
A Different Take on the Cost of Education
Think twice before using retirement savings to pay for children’s college education. Weigh your options carefully before cheap credit lands you in the poor house.
Florida’s Snake Population, venomous and otherwise
Six Venomous snakes, all preferring to never have to deal with a human, yet reality is that we all occupy this planet in encroaching proximity.
The Hazards of a Florida Summer
From spiders to snakes and from gators to mosquitos, knowing about Florida’s summer nature hazards is a good way to prepare for warm weather pleasure.
Driverless Cars Force Police Budget Changes
The irony of technology in the 21st century is that it forces budgets to be constantly overhauled and re-designed.
Retirement? Will You Outlive Your Money?
Starting an Internet-based business or restructuring an existing business to be operable over the Internet, offers numerous opportunities in terms of diversified income plus maneuverability.
The Journey from Republic to Empire
When studying empire building, it becomes rapidly clear that there is no distinct line between republic and empire. It’s more or less a natural progression.
The Global Economy: A True Catch 22
As Wall Street deceives us into thinking that the economy is getting better, the Feds keep multiplying their financial stimulus mistakes. A catch 22 for sure
The Age of Improv Monetary Experimentation
Bernanke passed the torch to Yellen and monetary policy continues to favor Wall Street as the economy is stuck in a Japan-like deleveraging process.
Capitalism under Pressure of Inequality
Capitalism is misunderstood. It is not so much a system; it’s the anti-system, it is what happens when there is no system.
65 Is Merely a Political Number
Happy retirement means you have enough to money to quit working and live the lifestyle you want—and that does not mean microwave dinners in front of the TV.
I Take Only What is Mine
Politicians will shove entitlements onto the backs of businesses resulting in those businesses using robots and software to reduce the workforce.