The Fallacy of Predictions
A coin flip turns out to be a more accurate predictor of the future than the experts you see on cable’s financial TV channels.
Author Archive: Mark Dennis, CFP®
Opposite Day Investing
Have you ever wondered where that money comes from when people get wealthier? Or where it goes when the market turns south?
Stepping Back from the Fiscal Cliff
Budget cuts, higher tax rates, loss of deductions and loss of stimulus measures bring a fiscal cliff to our doorstep.
Stop, Drop and Rollover Retirement Assets – Carefully
Under federal tax rules, any lump-sum distribution that is not transferred directly from one retirement account to another is subject to a special withholding of 20%.
Smart Financial Tips for Single People
45% of households nationwide are maintained by a single person and being single affects many areas of financial planning.
Rotary Walk a Thon Benefits Council on Aging
The Rotary Club of Amelia presented a check for five thousand dollars to the Executive Director of the Council on Aging of Nassau.
Shandra Riffey of Micah’s Place Addresses Sunrise Rotary
Shandra Riffey spoke to Rotary Amelia Island Sunrise about Micah’s Place, the only certified domestic violence center for Nassau County.
Is a REIT Right for You?
REIT investment performance has varied historically, with a total annualized return of 11.7% over the past 10 years, and an 8.3% return in 2011
Consumers Get Smart(er) About Credit Scores
Many still believe that credit scores are influenced by age (56%), marital status (54%) and ethnic origin (21%).
Should You Switch to a Shorter Term Mortgage?
For those who can afford it, the long-term savings are significant when refinancing a 30 year mortgage down to 15 years
Doughnuts, Diversity, and Market Volatility
Market risk can be managed but not eliminated entirely, by holding investments in several different investment categories, or asset classes.
Buy or Rent?
In New York the buying cost averages 32 times the rent cost, but in Miami homes go for about 8 times the annual rent.
Hot Air Stimulus from the Fed
With no more real tools at hand to crank up the economy, the Fed now has to, once again, try to jumpstart the economy with hot air.
Let Your Conscience be Your (Investment) Guide
A growing number of investors use non financial considerations – social, political and/or environmental – in their investment decisions.
Community First Manager Inducted into Rotary Amelia Island Sunrise
A long-time member of Nassau County, Leah Ledesma is the manager of the Yulee branch of Community First Credit Union of Florida.