Author Archive: Mark Dennis, CFP®

Six Simple Ways to Value a Stock

Valuation methods can speed up the decision making process for investors. Depending on individual approaches, ratios determine action.

Looking for Income? Consider REITs

REITs allow individuals to invest in large-scale, income-producing real estate. REIT performance has varied historically with a total annualized return of 11.78% over the past 10 years, and a 19.70% return in 2012!

Tips for Improving Your Credit Scores

Generally speaking, the higher your score, the lower the perceived risk to the lender and the more attractive the interest rate you will be offered

Divorcing Later in Life? What to Know

With divorces over 50 on the rise, know about the 9 community property states because their laws divide all assets equally, no matter who brought them in or inherited them.

When Should You Collect Social Security?

Your Social Security monthly payment is based on your earnings history and the age at which you begin collecting compared with your “normal retirement age.”

The Tax-efficient Retirement

Many financial advisors are beginning to realize that planning for a tax-efficient retirement is more complicated than previously realized.

Asset Location: Handle With Care

As governments are looking for a bigger share of your nest egg, it becomes crucial to consider how and where to locate your assets.

Dividends: A Bird in the Hand

The S&P 500 stocks are sitting on an estimated $1.1 trillion in cash with record earnings. Some of that money will eventually find its way into the pockets of patient investors.