Celebrate on a Budget

By thinking outside the box and being a little creative, you'll find you can celebrate the holidays on a budget!

Celebrate on a BudgetYou can celebrate the holidays on a budget! Whether giving wonderful gifts, entertaining friends or finding that special outfit, set your financial limits and get creative.

We all know the can be expensive, but you don’t have to break the bank! Take a few minutes to decide how much you can afford to spend on gifts, travel, parties, decorations, and other holiday expenses. Cross reference your list by writing names of gifts you’ll need for those outside your family such as one gift for the office party’s Secret Santa, one for the babysitter, etc…

Once you’ve created a spending plan, think about things you can make, or bake, then keep track of your purchases.

Shopping Online
Shopping online can help you stick to a budget as you’ll avoid the temptation of store displays.
Take advantage of coupons and promotion codes.
Look for free shipping offers and check ordering deadlines to ensure that your gifts will arrive on time.
Read and make sure you understand return policies.

Shopping Local
Shopping local lets you help support small business owners in your own community.
You can enhance or create new relationships with your neighbors who own and manage these local businesses.
Take advantage of free gift wrapping to save even more money.
You will save a ton in time and fuel!

Think about “services” as gifts this year, too. Purchasing your brother six months of lawn care, get your sister-in-law a gift certificate with a personal trainer, or maybe surf lessons for your niece and nephew. These are things they may love to have, but would never purchase for themself.

By thinking outside the box and being a little creative, you’ll find you can celebrate the holidays on a budget!

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